What is Tradesman Insurance

From builders and bricklayers to labourers and landscape gardeners; whatever your trade we can provide comprehensive cover at a competitive price. At Quoteline Direct we have been arranging tradesmen’s liability insurance for more than 45 years, which means that we know the marketplace inside-out.

Our Quote & Buy system delivers competitive quotes at the click of a mouse allowing you to arrange instant cover online. So not only will you get the peace of mind that you’re properly covered, but you’ll have more time to get on and run your business.

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Tradesman insurance varies from trade to trade, although most include cover for public and employers liability:

Public Liability Insurance

As a tradesman the chances are that you’ll be in contact with the public on a daily basis. Tradesman’s liability insurance is designed to cover claims made against you as a result of damage or injury to a third party, and most of our policies also include Product Liability Insurance as standard.

Employers Liability Insurance

If you have anyone working for you (even temporarily) the law states you must have employers’ liability insurance. Our policies provide up to £10,000,000 of cover for both permanent and temporary employees.

Tradesman’s Liability insurance can be extended to include the following cover:

  • Tools, Materials and Equipment – Provides 24-hour cover against theft or malicious damage and includes provision for plant. Tools, materials and equipment insurance can also be arranged as a stand-alone policy.
  • Legal Expenses – Provides up to £50,000 of cover for legal costs including tax investigations and VAT disputes.

In addition we offer a number of related products aimed at tradesmen, including:

  • Van Insurance – We can guarantee you’ll save at least 10% (click here for further details) on your current renewal premium, and probably a great deal more.
  • Personal Accident Insurance – Designed to provide replacement income if you are unable to work.

As well as providing insurance for the building and allied trades (such as plumbers and carpenters) we can also cover all professions from IT consultants working from home to mobile caterers.

We have a number of flexible finance options (written details available), low excess levels (starting at just £100), and claim-free discounts for most of our products. For a tailored quote call one of our experienced commercial consultants on 0161 874 7979 or arrange quick cover online with our Quote & Buy system.

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