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Pub and Restaurant Insurance

Pubs and restaurants can be hazardous environments for the public and for your employees. No matter how closely you follow Health and Safety procedures, unfortunately accidents still happen. To help safeguard against the unforeseen, we have teamed up with some of the biggest names in the business to provide pub & restaurant insurance that’s both comprehensive and competitive.

As one of the country’s leading insurance brokers, we are able to compare restaurant insurance policies from the likes of AXA, Aviva, Liverpool Victoria and many more. And with over 45 years’ experience you can be confident that you’re working with a supplier you can really trust.

At Quoteline Direct we understand that no two businesses needs are the same, which is why we tailor all our restaurant policies to fit your individual needs. Just like ordering from a menu you can choose exactly what you want, and our experienced staff are waiting to answer any questions in plain-English. Cover options typically include:

Public & Product Liability

Designed to protect against claims made by the public as a result of negligence causing injury or illness. For example, if a customer trips in your restaurant

Employer’s Liability

Designed to protect against claims made by employees and a requirement to trade legally. For example, if a member of staff is injured in the kitchen

Business Interruption

Designed to get your business back on a sound financial footing following unforeseen closure, by covering lost profits and additional operating expenses

Loss of License

Designed to protect against legal costs and losses incurred if your liquor license is revoked through no fault of your own

Deterioration of Stock

Designed to cover stock if spoiled by freezer or refrigeration failure

Direct Debit

You can choose to spread insurance payments by monthly Direct Debit (details available on request)

Business Advice

24-hour access to professional support lines covering everything from financial to legal matters

In addition, we have a number of related products aimed at hoteliers, including: Buildings and Contents, Personal Accident and Legal Expenses Insurance.

So whether you’re running a gourmet gastro pub, or a five-star fine dining restaurant, we are confident that we can help you find the right insurance at the right price. To speak with a member of our restaurant insurance team call 0161 874 7979 or fill-in our online contact form and we will call you back when it’s most convenient.