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Café & Coffee Shop Insurance

We know that running a café or coffee shop is a fine blend of hard work and careful organisation, and that even when business is booming trouble could be brewing.

To help safeguard your business against unforeseen problems, we have teamed up with some of the biggest names in the insurance industry to provide comprehensive café cover at a competitive price. And to help save you time finding the right policy, we’ve already done all the prep work:

Convenient Cover

We know just how busy life gets running a café or coffee shop, and we aim to save you time as well as money:

  • Get a quick quote online and arrange immediate cover.
  • Any questions can be answered by our team of dedicated consultants.
  • All aspects of cover are bundled together into a single manageable policy.
  • Policy details are emailed directly and a hard copy can be put in the post.
  • Quick claims service that’s open around the clock.

Competitive Cover

Our Quote & Buy system allows you to tailor a policy to fit your individual café or coffee shop, which means you won’t waste a penny on cover you don’t need:

  • You choose the cover you want and we compare prices from our panel of leading insurers
  • Providers include specialist underwriters and high-street names
  • Over 45 years in the insurance industry has given us access to some great deals some of which you may not find anywhere else
  • You can choose to spread payments with monthly Direct Debit (details available on request)

Comprehensive Cover

We can provide comprehensive insurance for all cafés and coffee shops, with common benefits including:

Public Liability

Provides peace of mind if a member of the public makes a claim against you for negligence. Covers everything from slips and trips in your café to food poisoning

Employer’s Liability

A legal requirement providing financial protection if a member of staff becomes ill or is injured at work. Covers everything from kitchen accidents to legal disputes

Buildings Insurance

Bricks and mortar cover for your biggest business asset

Contents Insurance

Round the clock repair and replacement cover for fixtures, fittings and equipment

Business Interruption

Provides replacement income to help pay your bills if your café or coffee shop is forced to close due to an insurance claim

Stock Insurance

Covers all inventory including frozen foods if spoiled

We also have a number of related products aimed at café owners including Van Insurance, Equipment and Materials, Goods in Transit, Loss of License and Legal Expenses Insurance.

Whether you run the corner café, a local sandwich shop or own a chain of coffee shops we can cater for your insurance needs.

For a quick quote, or to arrange online cover, visit our Quote & Buy system or call 0161 874 7979 to speak with a member of our commercial team.