Thatched Roof Insurance
While living in a home with a beautifully rustic thatched roof might seem like a dream come true, finding thatched roof insurance that doesn’t break the bank can be a total nightmare.
Standard insurers have a habit of either refusing cover altogether or inflating premiums leaving homeowners in a rather tricky situation – but it’s not all doom and gloom! At Quoteline Direct, we don’t think you should be punished for seeking out a property with character and charm. That’s why our specialist ‘non-standard’ team will help you find thatched roof house insurance at the right price.
Why Do I Need Thatched Roof Insurance?
Thatched roofs are wonderfully attractive, but they also come with unique responsibilities and maintenance requirements. Thatched house insurance is designed to protect your home and its contents so that you can occupy the property with peace of mind. Insurance offers a financial security net in the event of a natural disaster, accidental damage and is a must-have for all thatched homes.
Why Do Standard Insurers Up Their Premiums?
If you live in a building with a thatched roof, you can expect to pay higher thatched roof property insurance premiums – but why do so many insurers up their costs significantly? Well, thatched properties are considered a greater fire risk – particularly if a home has other quirky characteristics such as an open fire or a wood burning stove. The potential cost of rebuilding following an incident is what bumps insurance prices so high. As most thatched buildings are listed buildings with significant historic value, the cost of restoring them to their former glory can be expensive.
What’s more, thatched properties often need an increasing amount of work in comparison to tiled roofs and therefore this is taken into consideration by insurers.
Affordable Thatched Roof Insurance with Quoteline Direct
Specialist thatched roof insurance does not have to mean unaffordable premiums, however. At Quoteline Direct we offer competitive quotes from a selection of carefully chosen thatched roof insurance experts. Each quote is tailored to meet your individual needs and will ensure you’re adequately covered from the moment you take out the policy. We know that price is an important factor for many families and homeowners which is why we do everything in our power to keep the cost of thatched roof insurance as low as possible.
The details for each policy differ depending on the property you own, but commonly include:
- Cover for all types of thatched roof including listed buildings
- Cover for all types of property including holiday homes and buy to let
- Competitive quotes from a panel of specialist providers
- Cover can usually be arranged over the phone without needing a survey
- Practical advice to improve fire safety and reduce premiums
- Spread payments with monthly Direct Debit (written details available on request)
- Round-the-clock access to our claims helpline
To find out more about how Quoteline Direct can help you find sensibly priced thatched property insurance call our dedicated ‘non-standard’ home insurance department on 0161 874 4171 or fill-in our online contact form.