Subsidence Insurance

If your property has a history of subsidence or is located in an area known to be at high risk of subsidence, finding competitive insurance can be a real headache. Standard insurers tend to either avoid cover of this kind altogether or offer high premiums that are hard to afford.

At Quoteline Direct, we take a different approach. As an insurance broker with almost 50 years of experience, we’ll find the cheapest quote possible to match your exact situation and requirements.

Why Do I Need Specialised Cover for Subsidence?

If your property has experienced subsidence in the past, has a history of movement or has previously been underpinned, it’s really important to take out specialised cover for subsidence. Specialist providers with the ability to underwrite individual circumstances will help to keep your premiums as low as possible and at Quoteline Direct, we’re dedicated to finding you cover at a low cost.

What’s more, even if your property hasn’t been directly affected but a neighbour has experienced problems, it’s a good idea to protect your investment with adequate subsidence insurance – just in case. After all, it’s built on the same quality land and it could only be a matter of time before problems arise.

I Have Standard Home Insurance – Am I Covered?

While some standard home insurance policies cover subsidence, there are often limits and exclusions to consider. Subsidence excess can also be extremely high. For this reason, it makes more sense to take out specialist insurance that will cover the cost of damage and repairs should subsidence or a landslip occur. Standalone Buildings insurance is available as well as Buildings & Contents.

Why Choose Quoteline Direct

At Quoteline Direct, we know that keeping costs down is a priority for homeowners. That’s why we base all our quotes on your individual circumstances. Through Quoteline Direct, you can enjoy:

  • Help & information from experienced professionals
  • Cover for properties suffering from subsidence, landslip and heave
  • Tailored policies which cater to your individual circumstances
  • Standalone Buildings cover or combined Buildings & Contents
  • The cheapest quote from our specialist panel in less than 24 hours
  • Spread payments with monthly Direct Debit (written details on request).

For a competitive subsidence quote call our dedicated team on Tel: 0161 874 4171 or fill-in our online contact form and we will get back to you. You can find out more about the causes and treatment of subsidence by reading ‘That Sinking Feeling: a Quoteline Direct Guide to Subsidence’.