Overseas Holiday Home Insurance
With so many different holiday home insurance policies to choose from; it’s often difficult to know where to begin. However with more than 45 years’ experience; you can be confident that Quoteline Direct will help to find the right cover at the right price.
Our new ‘quote and buy’ system means customers can now get a competitive quote online and arrange cover online. Policies are tailored to individual needs, so benefits vary, but typically include:
Comprehensive Contents Cover: Our contents cover for properties abroad is wider than most; we have no upper claims limit for high risk goods (such as electrical equipment or antiques) and will repair items or replace them new for old. Policies automatically include £500 cover for outdoor goods and £1000 for jewellery. Accidental damage cover can be added.
Comprehensive Buildings Cover: Our buildings cover safeguards against damage to all outlying buildings and structures; including terraces, swimming pools and boundary walls. Leaseholders are also covered up to £10,000 if the freeholder’s policy doesn’t cover a claim that we would have covered. Again accidental damage cover can be added.
Flexibility: Our policies are suitable for all types of property whether your holiday home is a thatched cottage or a sleek city centre apartment.
Regional Expertise: Our team of consultants has access to a wealth of regional knowledge covering everything from local regulations to national taxation. And it’s our job ensure that there are no complications should you need to make a claim.
Theft Cover: Whether your property is occupied or unoccupied we provide the same level of cover.
Emergency Travel: If you need to be present to make a claim on a damaged holiday home we will cover your travel expenses up to £1,000.
Public Liability: Our policies automatically include public liability cover of up to £5 million; we also cover employer’s liability to provide for any staff (such as a pool cleaner or gardener) that you may employ.
At Quoteline Direct we understand that an insurance policy is only as good as the claims team handling it; which is why we will provide an English speaking loss adjuster and guarantee payment within ten working days of your signed acceptance.