High Value Home Insurance

If you own a high value home you’ll know just how difficult it can be finding comprehensive insurance at a competitive price. We have teamed-up with a number of the country’s leading executive home insurers to help you find the right cover at the right price.

Our goal is to prove that protecting high net-worth homes doesn’t have to be complicated or expensive. Our experienced consultants will walk you through the process, carefully tailoring a bespoke insurance package to fit your individual needs.

As a broker specialising in high value home insurance we are able to compare products from different suppliers and provide our lowest quote for cover without compromising on service. We believe that excellence should come as standard, and while policy details vary depending on the level of cover you choose, all our high value home packages typically include:

Buildings Cover:

  • All-risk buildings cover for your home, outbuildings and garden.
  • Financial provision for up to 5 years alternative accommodation.
  • Up to £15,000 to upgrade your home security system following criminal activity.

Contents Cover:

  • All-risk contents cover including fine art, antiques and jewellery.
  • Contents cover includes accidental damage both at home and abroad.
  • You are free to replace any losses, or commission repairs, from your own choice of suppliers.
  • Up to £5,000 for loss of personal money and to £50,000 for credit card fraud.
  • Provision for business equipment and business records.

Liability & Legal Cover:

  • Property Owners Liability, Public Liability, Personal Liability, Employers Liability and Directors & Officers Liability up to £10,000,000.
  • Legal Expenses up to £250,000 for you and your family including HMRC investigations and driving prosecutions.
  • Identity Fraud up to £100,000 to help defend your name and restore your credit status.
  • Fatal Injury or disability up to £50,000 or £5,000 for a minor injury.

Additional Benefits:

  • Home Emergency Services operating 24 hours a day 365 days a year.
  • Telephone Advice Helplines covering: Legal & Tax, Health & Medicine, Childcare and Veterinary Services.
  • You’ll be assigned a dedicated case manager should you have to make a claim.
  • Premiums can be spread over 12 months by interest free Direct Debit (written details available on request).
  • Free Survey and Appraisal service, we can also arrange help with valuations.
  • Insurance cover can be extended to include multiple properties and overseas holiday homes.

To find out more about high value home insurance, or for a no obligation quotation, call a member of our team on 0161 874 3590 or fill-in our online contact form and we will call you when it’s most convenient.