Most motorists assume that one of the easiest ways to drive down the cost of their car insurance is to bump-up their claims excess, but a recent report has revealed that opting for a higher excess might not make financial sense.
How many motorists have a criminal record? It’s difficult to get accurate figures on the number of motorists with a criminal record, but you’re certainly not alone. A recent FOI request revealed that more than 11million people have a criminal record which is approximately 20% of the adult population. Given that there are 45.5million active […]
With rising fuel prices and increasing insurance costs motorists are having a tough time. However, it’s not all doom and gloom; proposed changes to a little-known financial formula called the Ogden rate could cut insurance bills by hundreds of pounds.
In the not too distant past diesel vehicles were the face of green motoring. More miles per gallon meant fewer emissions and a gentler carbon footprint. Not only were diesel engines cleaner, but they were cheaper to run and had a longer lifespan. Buying a diesel was a ‘no brainer’ and the government even bribed […]
If you thought insurance was boring: think again. We’ve been trawling the web to find interesting insurance facts and have uncovered some that should raise an eyebrow: The first documented system of insurance can be found in Code of Hammurabi a Babylonian text dating back to 1750 BC. The legal code allowed merchants to pay […]
If you own a flat or apartment, you’ll know just how tricky it can be finding the right insurance. Block policies often fall short of providing adequate cover for fixtures and fittings or adequate liability cover for landlords. Few insurance providers really understand the problem and even fewer offer cover. At Quoteline Direct we have […]