Public liability insurance is designed to protect your business against a variety of risks which you won't come across in day-to-day private life. However, with the tightening of European Union commercial and human rights legislation; it has never been more important to ensure that your business has adequate cover.
Public liability insurance safeguards you against any claims for damages made by a third party (i.e. not an employee). An example would be if a visitor injured himself or herself in your office and it was deemed to be your fault, or if you damaged a third party's property in the course of a professional visit to their premises.
Employers' liability insurance is one of the few types of cover which is required by UK law. Employers are legally obliged to provide a safe working environment, and where they are deemed liable, to provide financial support to employees who are injured or assaulted in the course of their work.
Quoteline Direct has more than 35 years experience in providing commercial insurance for all types of businesses, from self-employed tradesmen to events organizations. We offer public and/or employer's liability insurance as stand-alone policies or combined with other commercial provisions. Premiums start at just £60 per annum and cover can usually be arranged the same day.
For a no-obligation quote complete our online application form or speak to one of our insurance advisors on Tel: 0844 888 4094.