Public liability insurance is an affordable way to protect your business against a variety of day-to-day risks. Whether you run a small business, or you are self-employed, the chances are that you’ll be in daily contact with the public. And because you owe a duty of care to the public, if something goes wrong; you could be held financially responsible.
Public liability insurance is designed to cover the cost of claims made against you resulting from damage or injury to a third party. Policies safeguard against a diversity of risks, from: someone slipping on a newly mopped floor to a cup of coffee spilt over a client’s laptop. Public liability insurance isn’t a legal requirement, but with the proliferation of ‘no win no fee’ claims companies; it’s widely accepted as a ‘business basic’. And what’s more the majority of contractors now require all their suppliers to have adequate cover.
Public liability insurance policies details vary depending on your individual business’ needs, but common benefits include:
Public liability insurance from Quoteline Direct won’t stop accidents from happening, but it will make sure that you’re financially protected from the consequences. To find out more, or for a tailored quote from our experienced consultants, Tel: 0844 888 4094 Alternatively you can get a quick quote and arrange immediate cover online with our Quote & Buy system.