Cutting the Cost of Motor Insurance

While drivers are happy to spend hours-on-end ringing around motor insurance providers to find the most competitive deals, they are often unaware of practical steps that can mean serious savings:

• Don't add drivers on to your policy unless they use the vehicle regularly. By restricting driving to 'insured only' or 'insured and spouse' you can significantly reduce your premium. If you need to insure another driver for a short time it's possible to add a 'pro-rata' premium.
• New drivers can save up to 30% by completing a 'Pass Plus' course after passing their driving test.
• Young drivers should consider a six or eight month starter policy, which can help them to build-up a no claims bonus without breaking the bank (a particularly good idea if their birthday falls during the insured period)
• If your vehicle is worth less than £3000 it may make financial sense to stick to Third Party insurance. If you want Fully Comprehensive cover; you can reduce costs by increasing your voluntary excess. If your vehicle is worth more than £3000, be sure to get quotes for all three levels of cover: you'll be surprised to find that Fully Comprehensive insurance is often the cheapest option!
• In areas with significant car crime it pays to use your garage. By clearing out the clutter and locking up your car every night; you can make a big difference to your premium.
• Occasional drivers keep an eye open for special low-mileage policies

For the cheapest quote from our panel of 30 of the UK 's leading motor insurers click here or Tel: 0844 888 4088 to speak with an experienced underwriter.